Recent Findings

• $510,000 - nursing home
• $423,167 - construction
• $302,479 - home health care
• $241,726 - non-profit organization
• $236,120 - manufacturing
• $229,355 - staffing
• $178,884 - food chain
• $153,369 - transportation
• $132,000 - distribution
• $116,000 - hospital
• $ 94,578 - restaurant
• $ 89,245 - engineering
• $ 85,922 - lumber & paper
• $ 72,484 - school with parking
• $ 59,387 - livestock

A broker recommended we check our workers’ comp mods & premiums. Apex’s recovered $146,950 for us and we keep all future savings. Transel Elevator, Inc.

Apex got us back refunds of $148,000. Hiring APEX was the best and quickest wayto get our money back. Yale Enforcement Services, Inc.

My broker recommended Apex to check if our mods are at their absolute minimum. Apex recovered approximately $30,000 for us. School Tyme Transportation

As you promised, it required almost no time on our part. APEX handled everything and has recovered to date $202,475. Personal Touch Home Care, Inc.

The results were astonishing with return premiums of $106,884.39. Nebraskaland

Apex recovered $31,129. even if you think your premium is correct. Hopefully, they will recover money you didn’t know you were due. Raab Enterprises, Inc

Our last company got us back $0, while APEX recovered over $500,000. Diversicare

The premium dollars recovered to date total over $66,000, and I have no doubt that this figure will continue to climb. Elmhurst Dairy

Now, after only a few months,we have already received $200,000and I am sure there will be much more to come. Dynamic Health Management, Inc

My broker recommended me to Apex. They got our insurance companies to give usrefunds and savings totaling $54,000. Wuhl Shafman Lieberman Corp

Through your diligent and tireless efforts, we have received refunds so far in the amount of $96,688.90. Medford Leas

Apex handled everything and recovered $137,835 Masonic Home

UMH received refunds in the amount of $141,726.56 to-date. United Methodist Homes

You make it easy for any company to obtain workers’ comp refunds. National Health Care

Recouping funds already spent has an obvious positive impact on our bottom line. Geri-Care, Inc

APEX is dedicated to working with workers comp brokers nationwide.
New value added service workers compensation premium recovery audits.

The formula for calculating annual Workers' Compensation premiums is complex, and therefore, susceptible to errors. APEX Services has been identifying and correcting these errors since 1994. Over that period, 90% of all accounts reviewed have been found to contain mistakes that resulted in premium overcharges.

APEX Services focuses on getting insurance companies to return or credit historical overcharges to clients. In fact, over time, Apex has obtained premium refunds for clients totaling over $48,000,000.

Taking advantage of this service is easy:

Our fee is contingency-based. Your clients pay us only for results, not for effort or good intentions. Should your clients receive refunds, credits, or premium reductions, they will be in the clients' hands before any money is due to APEX Services.
All work is done in APEX's office by our staff. Your clients' time commitment is typically 10-20 minutes in total through the whole process.

Advantages for the broker include:

Bolstering relationships with clients
Providing a value service for your insureds
Use of APEX Services as an additional prospecting tool
Potential to regain lost customers with a valuable service
Opportunity to secure a competitive renewal or prospect proposal
Increase Book of Business
An additional revenue stream

Why let the insurance companies profit from their own mistakes? Statistically, the odds are very high that your clients are, or have been, overcharged for their workers' compensation coverage due to errors in the premium calculation. Apex's Premium Recovery Service is a risk-free, no-hassle way for them to get their money back.

If your clients are paying an annual premium of around $100,000 or more for a guaranteed-cost or loss-sensitive (Retro) insurance policy, we will conduct our compliance audit on a contingency-fee basis.

CONTRACTOR/ PEO Welcome! If you have Contractor or PEO clients, they may not be taking advantage of their unique discounts and the credits that affect their industry.

We will also review high-deductible policies on a contingency-fee basis for policies starting at $250,000.

We also work on small deductibles on a case-by-case basis.

APEX is dedicated to working with workers comp brokers nationwide. New value added service workers compensation premium recovery audits.

APEX is dedicated to working with workers comp brokers nationwide.
New value added service workers compensation premium recovery audits.