Welcome to Apex

The workers' Comp Premium Recovery Experts

The APEX Team has returned over $48 Million in Workers’ Compensation premium overcharges.
REVIEW           RECOVER           REFUND
AUDIT OVERPAID WORKERS' COMP PREMIUMS
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The formula for calculating annual Workers’ Compensation premiums is complex, and therefore, susceptible to errors. APEX Services has been identifying and correcting these errors since 1994. Over that period, 90% of all accounts reviewed have been found to contain mistakes that result in premium overcharges.

APEX Services focuses on getting insurance companies to return or credit historical overcharges to clients. In fact, over time, Apex has obtained premium refunds for clients totaling over $48,000,000.

It’s your money.  So why is it in the insurance company’s pocket?

Why let insurance companies profit from their mistakes?  Statistically, the odds are very high (90% of all companies, according to our findings) that you are being overcharged for your workers’ compensation insurance without you (or the insurance company) even knowing it, due to technical errors in the premium calculations and audits. 

APEX Premium Recovery Audit is a risk-free, no-hassle way to get your money back.  We:

  • Identify errors made by insurance companies on the current and prior years’ policies.
  • Obtain refunds owed to you for money you’ve overpaid up to 6 years back.
  • Reduce the cost of the current and future years’ premiums.
  • Cut costs AND get your money back in a short time, all without changing your current insurance carrier or broker. 


And for most clients*, we work on a contingency-fee basis, so if you don’t get paid, neither do we. 

Give us a call today, and we’ll help you get your money out of the insurance company’s pocket and into yours.

* Companies paying an annual premium of around $100,000 or more for a guaranteed-cost or loss-sensitive policy.