Want to recover workers comp overcharges
from the previous and current years?

Your company may very well be due a refund from your insurance company if any of the following is true:

• Your annual premium is around $100,000 or more
• No one has called your company over the past year, saying, "We've reduced your 2009, 2008, 2007, 2006 experience mods or any experience mods, and we are making sure your insurance company is sending you the refunds."
• Your company is in the "assigned risk" pool
• Your Experience Modification is greater than 1.00
• Your Experience Modification is between .60 and .99, but has been rising over the past several years
• Your policy has Incorrect Discounts, Rate Deviations, Schedule Ratings, Rate Differentials, Second Injury Fund Surcharges, PPAP/ARAP etc.
• Your business employs blue-collar workers
• There has been an increase in your experience modification factor since the policy began
• Your classification changed to a more expensive one after the policy began
• Recently, your classification changed to a less-expensive one one (and now you're wondering if your company's past years should be in the less expensive class as well)
• You have a multi-state policy, and some states don't use the NCCI system, but instead have their own experience rating and classification systems. So the right mod or class in one state may be wrong for your business in another state.
• You have, at some point, cancelled a policy mid-term and started a new policy date
• You've recently left a Trust, Self Insured Fund, Employee-Leasing Relationship or Captive Program
• There have been recent changes in ownership of the business
• Within the last 3 years, you've merged with another firm
• There have been recent changes in business operation
• Some of your operations have closed over the years
• Your operations have been expanded into new states

Mistakes add up.  With the high cost of premiums, even the smallest of errors can have a huge impact.

And of course, these same mistakes will keep getting repeated on every annual premium for the foreseeable future, unless someone finds the mistakes and points them out to the insurance company.  But in fact, most businesses don't even realize they're being overcharged until a review is conducted by an INDEPENDENT AUDITING FIRM.

WE ARE THAT INDEPENDENT AUDITING FIRM.  Our sole purpose is to save you money.  We work with agents, brokers, employers and their risk managers, HR directors and finance teams etc., to perform audits for any company with premiums starting at around $100,000 or more.  By using extensive evaluation techniques, we look at your records for past years, find the mistakes, and get you substantial refunds. Going back many years can mean 6 to 7 figures of savings. 
 
In over 15 years in the business, we have performed thousands of audits and have refunded over $48,000,000 to employers.  If you are paying an annual premium of around $100,000 or more for a guaranteed cost or loss sensitive insurance policy, we will conduct our compliance audit on a contingency-fee basis.  Since we are INDEPENDENT and get paid a CONTINGENCY FEE, we are motivated to RECOVER THE MAXIMUM SAVINGS FOR YOU!