We at APEX Services conduct an INDEPENDENT AUDIT to reduce your workers’ compensation premiums and optimize your experience modification factor for substantial savings. And if your annual premiums are around $100,000 or more, we will perform this audit on a contingency basis, meaning that we don’t get paid if we don’t find you money. But of course, if we do find you money, we share in the savings.
However, most companies who hire us to reduce their premiums and get them refunds don’t think about the fact that mistakes that occur in one year’s policy are often repeated on future policies. So by optimizing their mods and finding errors in their current and past policies, we are also lowering their costs for future policies. And, of course, because those years haven’t happened yet, we don’t charge you for them.
So say we lower your 2011, 2012, 2013, and 2014 policies and get you money back, the impact of our savings may very well carry over to your yet unpublished 2015, 2016, 2017, and 2018 experience modification factors and related premiums, but these changes are yours to keep because we only get paid for reducing published mods.
For a further explanation of how any given year’s exposure may affect multiple experience mods, give us a call and we will be happy to explain how it works.
If you are paying an annual premium of around $100,000 or more for a guaranteed cost or loss sensitive insurance policy, we will conduct our compliance audit on a contingency-fee basis. YOU PAY ONLY FOR RESULTS.
Our contingency fee is based on how much money we recover from your past. But the future is yours.