Testimonials

A broker recommended we have an audit performed to check the accuracy of our workers' compensation experience mods and premiums. Apex Services performed the audit on a contingency basis, they did all the work and always kept us updated and recovered $146,950.00 for us and we keep all future savings. I recommend that every company that has 15 minutes to sign up, should do so, and get back a hefty check while keeping future savings.

"We now really know that our experience mods and premiums will be correct."

I thank you, Simon, and the Apex team for your amazing work on our behalf.

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I hired Apex Services to find out if we overpaid on our workers compensation policies.  From the very first phone call everything went well.  All I had to do was sign-up, which took about 10 minutes of my time.

A few weeks later they informed me that several of my past years experience mods were reduced and they were going to have the carriers apply these new improved mods and send us refunds.  

Sure enough, Apex got us back a total refund of $148,000.

My broker was so impressed with Apex’s work that he referred a client to them.

Apex Services knows their business.

Hiring APEX was the best and quickest way to get our money back on old policies.

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My broker recommended we have an audit performed to check if our experience modifications are at their absolute minimum.

Apex Services performed the audit on a contingency basis, knocking down several years mods and recovered approximately $30,000 for us.

We thank you Simon & The Apex Team!  

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I still remember how skeptical we were the first time APEX approached us regarding your Workers' Compensation premium recovery audit. I decided to sign up for one simple reason -- your contract stated in big letters "if there is no recovery, there is no fee."

As you promised, it required almost no time on our part. APEX handled everything and has recovered to date $202,475 for Personal Touch Home Care, Inc.

APEX did just what they said they would do -- check over Workers' Comp premium charges, identify any overcharges, and then get that money back for us. I found that Apex's mod reduction service is truly a money-back reward, where clients obtain refunds on current and previous years' workers' compensation premiums that have already been paid in full and that the employer thought were closed and done.

As other companies consider whether or not to use the services of Apex, I hope they keep in mind the results APEX Services produced for Personal Touch Home Care, Inc. Apex found money that we did not know existed.

We thank you, Simon, and the APEX team for your big recovery; and I look forward to getting back more large refunds as a result of APEX Services' continuing efforts on our behalf.

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Apex Services completed an Experience Mod Audit of our Workers’ Compensation Insurance Premiums for current & previous years.

The results were astonishing with return premiums of $106,884.39.

In only a few months time Apex Services recovered overcharged money that Nebraskaland, Inc. paid on premiums “which we thought was money paid toward insurance and gone”, therefore our decision to hire Apex turned out to be a GREAT DECISION. Not only did we receive the above returned premiums but we are receiving future benefits with reductions in our modification rate which reduce our subsequent premiums.

Apex Staff was pleasant and professional.  Our time commitment was 10 minutes as Apex did all the work from their office and made the process simple.   The best part is that we only have to pay them if they uncover errors which result in returned premiums.

Our overall experience with Apex Services has been 100% positive… We are happy to give Apex Services our "Seal of Approval".

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When I signed up with Apex Services, I didn’t think they would recover any insurance money. I was confident we hadn’t overpaid and I believed our insurance carrier hadn’t overcharged. I believed we, and our broker, had the appropriate safeguards in place. Apex Services conducted their review to find errors and overcharges and recovered $31,129 for our company. I highly recommend their services - even if you think your premium is correct. Hopefully, they will recover money you didn’t know you were due.

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I wanted to thank you on behalf of Advocat and Diversicare for getting us back workers’ comp premium refunds for x-mod corrections totaling over $500,000 dollars. I remember when you first called me regarding your Experience Mod Reduction Audit and I told you that we had been contacted by another company in the past for this service but they never came back with any x-mod reductions.

One of our Vice Presidents had worked with you in the past at a different health care company and thought very highly of your services.  I honestly believed that there was money to be found and thought we had nothing to lose by giving it a try. At that time Advocat and Diversicare owned over 60 Nursing facilities and Assisted Living facilities in 9 states.  

Bottom line – APEX Services is a true leader in the Experience Mod reduction business.  Proof – our last  company got us back zero while APEX recovered over $500,000 dollars.  Simon, I will be happy to talk to anyone who wants to know what APEX Services does and tell them that APEX IS THE BEST IN THEIR BUSINESS.

I absolutely recommend APEX Services to any company seeking Workers’ Compensation X-MOD  refunds.

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I would like to take this opportunity to thank you for the experience modification review you have successfully completed for Elmhurst Dairy’s workers’ compensation policies.
The premium dollars recovered to date total over $66,000, and I have no doubt that this figure will continue to climb.  This is money we would never have seen without your work and took no time or effort on our part.  You completely handled all the necessary work with the workers’ comp carriers until the credit or refund was obtained.

I would be happy to recommend APEX Services to any organization interested in obtaining Workers’ Compensation Premium refunds.  Thank you for your work on our behalf.

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I remember when you called me about APEX Services for experience mod reviews, and I laughed.  I did not believe there were any refunds/credits to be found on our workers’ comp policies.  I signed up with you because there was no cost to me and no work to be done on our part, but I did not believe there would be one penny coming back.  Now, after only a few months, we have already received $200,000, and I am sure there will be much more to come. I would highly recommend APEX Services because with no effort on the part of the employer, you find money that would never have been received otherwise. There is no fee unless monies are returned or policies are credited.

Thank you - job well done – and keep up the good work!

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My insurance broker recommended me to Apex Services for the purposes of having my past workers’ comp insurance policies reviewed for overcharges.  The Apex Team was extremely professional, amazingly easy to work with and their audit required a minimal amount of our time.   Within a short time they notified my company of our revised mods and they got our insurance companies to give us refunds and savings totaling $54,000.

I would absolutely tell any employer that Apex’s Audit is a win-win for any company looking to recover money from errors found in their workers’ comp policies.

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I just wanted to take this opportunity to say thank you for all the great work done by APEX Services on behalf of Medford Leas.  Through your diligent and tireless efforts, we have received refunds so far in the amount of $96,688.90.  Signing up with APEX Services for an experience mod review required very little of my time, and no expense unless there was money recovered. After that you only called me with good news every time; to tell me about my experience mod dropping, or about the refunds that I would be receiving.  In only a short time, as you said, the refunds came pouring in.

As a non-profit agency, every dollar saved is a dollar that can go toward improving the lives of the people we serve.

Once again, thank you and I look forward to obtaining future refunds on our workers’ compensation policies due to APEX Services’ efforts.

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I still remember receiving e-mails from two of my close colleagues telling me how much money Apex Services recovered for their companies with your Experience Mod reduction service.  I was confident, since you were able to save them so much money, that if we signed up, there would be a big refund coming to our organization as well. As you promised it only required about ten minutes of our time. Apex handled everything else and recovered $137,835 for Masonic Home of NJ to-date. I found that Apex’s mod reduction service is truly a money back reward, where clients obtain refunds on previous years’ workers’ compensation premiums, that have already been paid in full and that the employer thought were closed and done. Apex found money that we did not know existed.  I recommend that every organization, that wants workers’ compensation premium refunds that they don’t know that they are entitled to, hire APEX Services. I thank you, Simon, and the Apex team for your big recovery and I look forward to getting back more large refunds as a result of Apex Services continuing efforts on our behalf.  

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I would like to take this opportunity to thank you and your staff for securing Workers’ Compensation refunds for UMH in the amount of $141,726.56 to-date.  Your Workers’ Compensation Insurance Premium Recovery Service was retained by UMH to reclaim refunds for overpaid Workers’ Compensation premiums.  You certainly were successful in recovering money that we paid to the Workers’ Comp insurance companies and thought we would never see again. As you promised there was no additional work on the part of UMH employees. 

APEX Services provided all of the necessary staff and manpower to review our Workers’ Compensation Insurance premiums and your experts came through for us with substantial refunds.

UMH highly recommends APEX Services to any company looking to obtain Workers’ Compensation refunds.

Best Wishes.

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Over the past several years APEX Services have saved us money by conducting experience mod reviews on our workers' compensation. I look forward to your continuing to review our experience mods and saving us even more money. I recommend APEX Services highly. You make it easy for any company to obtain workers' comp refunds.

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 I would like to take this opportunity to thank APEX Services for being true leaders in workers’ compensation insurance premium recovery. Your recent experience mod review on our multiple nursing home facilities has saved us thousands of dollars. Recouping funds already spent has an obvious positive impact on our bottom line. The fact that it is done with virtually no effort on our part is a further plus to working with your organization. 

Geri-Care and its affiliated nursing homes are more than happy to recommend APEX Services to any organization interested in obtaining workers’ compensation premium refunds.